Finance Frequently Asked Questions

Learn more about Anderson's easy financing program

Anderson's offers in-house financing. For most customers, our financing process is simple and seamless, and we work hard to get you into the perfect vehicle quickly and conveniently.

Click on each question to see the answer.


In short, YES. You do not need perfect credit to finance through Anderson's. Our finance staff knows that people of all credit ratings need vehicles. We believe that everyone deserves to drive a beautiful and reliable vehicle, regardless of their credit history, and we work hard to approve our customers so that can be the case.

Already Approved?

If you have secured your full approval through our online application system you will simply bring your Photo ID and your initial Down Payment, in cash, cashiers check or money order form, and 5 family references to your vehicle selection appointment.

Pre-approved or Yet to Apply?

Bring the following items with you to the dealership in order to Fast-Track your vehicle selection.

  • Proof of income (such as pay stubs, social security documentation, or pension documentation)
  • Proof of residence (a recent utility bill, lease, or mortgage)
  • Photo Identification (Drivers License, State/Government issued ID, Passport)

We like to say that the our down payments start at $1200 and go up from there. The down payments are based on the vehicles cost primarily. Our payments coincide with your pay date and are also based on vehicle cost.

Of course! First time car buyers can still qualify even without a previous vehicle purchase on their record. We would be glad to help

FINANCING

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Less than perfect credit

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